About CDAS
ITQ Consultancy Services in association with DataNet is an experienced systems developer to manage third party transactions, having developed and implemented a very successful Central Deductions Administration System (CDAS) for the Government of Swaziland.
Before the introduction of our CDAS solution, the Government of Swaziland experienced significant issues around payroll deductions. Without a mechanism for checking deductions in advance, many staff over-committed their deductions, and Government was left with claims that exceeded the maximum amount that could legally be deducted from a civil servant’s salary. Financial services companies and micro-lenders also suffered, with claims for payroll deductions often being rejected, and lenders unable to recover loan amounts. This manual system of payroll deductions placed a huge administrative burden on Government, and resulted in numerous disputes with civil servants and financial institutions.
ITQNet’s CDAS solution has completely resolved all of these problems. The system gives financial services companies and micro-lenders 24-hour live web-based access to a credit-checking facility, so that financial institutions can see how much of a staff member’s salary is available for deduction, and it includes a range of checks and blocks that prevent them from making deductions that exceed Government limits. The system includes live read-only links to Government’s payroll software, so the information it provides is always accurate up-to-the-second. It also provides a range of other facilities and reports to assist Government and financial institutions.
The CDAS system is provided to the Government of Swaziland as a whole-service solution, in which all transactions are fully managed by DataNet. Government no longer needs to make individual payments to numerous financial institutions – DataNet consolidates all of their requirements into a single monthly payment, and then distributes this amongst financial institutions on behalf of Government. The system has dramatically reduced the burden of payroll administration, and at no cost to Government. (The system is funded by a small levy on the deductions as they are passed onto financial institutions.)
One the system’s biggest strength is its seamless integration with existing Government IT systems. Our partner, ITQ Consultancy Services, has extensive experience in linking mainframe and PC servers and databases, and CDAS is able to include live links between the Government payroll system, the Government human resources information system, and the CDAS system itself.
CDAS incorporates extremely strong security measures, including a secure server, strong password control, and encryption of all data. The system even has the ability to incorporate photographs of government staff, so that civil servants are protected from fraudulent use of their names.
ITQNet’s CDAS solution has been warmly welcomed in Swaziland, and is considered a huge success by all stakeholders. It gives financial institutions peace of mind when making loans or other arrangements, gives civil servants certainty around their salary and deductions, and removes a huge administrative burden from Government.